| Trip Cancellation and Interruption – Up to Total Trip Cost |
|
Covers up to the total trip cost for Non-Refundable cancellation charges
including airfare cancellation charges and unused prepaid expenses if clients
cancel or interrupt their trip due to one of the following covered reasons:
|
- Injury, sickness or death of an Insured, a Traveling Companion or Immediate
family member
- Supplier Bankruptcy {please note that supplier bankruptcy coverage takes
effect 8 days following purchase of the plan; no bankruptcy coverage for the
first 7 days}
- Unforeseeable circumstances such as and limited to, jury duty, subpoena,
having a home made uninhabitable by natural disaster and involvement in a traffic
accident on the way to the airport
|
|
Note: A PRE-EXISTING CONDITION EXCLUSION applies to trip cancellation, interruption,
and medical claims. Under the Pre-Existing condition exclusion, the insurer will not
pay benefits on claims (for Trip Cancellation, Interruption, Trip Delay, Missed
Connection, Accident Medical Expense and Sickness Medical Expense) arising from a
condition of the insured or a traveling companion which manifests itself, or worsens
during the 60 days immediately preceding the effective date of coverage (the date
NLG receives payment for the plan cost). However, certain chronic conditions may
be covered, providing the dosage and prescription drug or medication remains
controlled throughout the 60 day period. The Pre-existing clause does not apply
to emergency evacuations or conditions of non-traveling family members.
|
| Travel Delay – $1,000 |
|
Covers the prepaid, unused portion of an insured client's trip, additional
accommodations and traveling expenses if a person is delayed for 12 hours or
more en route to their trip due to inclement weather, strike or equipment
failure of an aircraft.
|
| Missed Connection – $1,000 |
|
Covers the prepaid, unused portion of an insured client's trip,
additional accommodations and traveling expenses for Insureds who miss the
Trip departure solely due to weather-related flight cancellation or flight
delay of 3 or more hours.
|
| Baggage/Personal Effects – $1,500 |
|
Covers expenses for loss, theft, or damage to baggage and personal effects while
on the Trip.
|
| Baggage Delay – $500 |
|
Covers expenses of necessary personal effects needed if an Insured's baggage
is delayed for more than 24 hours.
|
| Medical Expense – $50,000 |
|
Covers the expenses for necessary medical services or supplies if an insured
client suffers an injury or illness while on the Trip.
|
|
Emergency Evacuation/Repatriation of Remains
– $50,000 |
|
Provides coverage for immediate transportation from the place where an Insured
client is injured or sick to the nearest medical facility where appropriate treatment
may be obtained and transportation home if necessary, including medical
escort and supplies.
|
| Worldwide Emergency Assistance Service –
24 Hours |
|
One of the valued benefits offered by Travel Companion is the 24 Hour Emergency
Assistance Service. You'll have access to the services of a
highly trained, multi-lingual staff around the clock to assist you with such
emergencies as travel changes, lost luggage, cash transfers, lost documents,
medical or legal monitoring or referrals. They are also equipped to respond to
many unexpected circumstances, such as providing potentially costly air
ambulance transportation in medical emergencies. If an emergency should arise
during your trip, call the Travel Companion insurance desk immediately and give the details of your
problem or medical emergency.
|
| DETAILED DESCRIPTION OF COVERAGE |
To view PDF file of detailed coverage, click here
|
Travel Companion is brought to you by Travel Guard:
Please call (866) 892-2836 with any questions or use the address below.
Travel Guard
1145 Clark Street
Stevens Point, WI 54481
24 Hour Emergency Assistance:
(866) 892-2836 (Continental USA)
(715) 295-5452 (International)
Underwritten by the National Union Fire Insurance Company of Pittsburg, PA, with its principle place of business at 70 Pine Street, New York, NY 10270. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. |
